Welcome back! π
Here's where you left off on your home journey.
About You
Tell us a bit about your situation so we can find the right programs.
Where are you looking?
Select your parish to check grant eligibility
Household size
Including yourself and everyone who will live in the home
First-time homebuyer?
This unlocks additional grant programs
Are you a veteran?
VA loans offer 0% down payment with no monthly mortgage insurance
Your Monthly Income
Enter your monthly income β not yearly. Add all sources you receive each month. This determines your purchasing power.
π‘ Include all income: wages, Social Security, disability, rental income, child support, etc. Non-taxable income (SS, disability) gets a 25% gross-up.
Monthly Debts
Enter your monthly minimum payments β not yearly totals. These come from your credit report.
β οΈ Only include debts on your credit report β car loans, student loans, credit card minimums, personal loans. Do NOT include rent, utilities, or groceries.
Or enter total monthly debts directly (monthly, not yearly)
Credit Score
Your credit score determines which loan programs you qualify for and your interest rate.
π‘ Don't know your score? Check for free at AnnualCreditReport.com or through your bank's app. Checking your own score does NOT hurt your credit.
Saved Homes π
Homes you've saved for comparison
Your Next Steps π―
You're on your way to homeownership. Here's what to do next.
Action Plan
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Get Pre-Approved
Contact your lender to get a formal pre-approval letter. This makes your offer stronger and shows sellers you're serious.
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Check Your Credit Report
Get your free report at AnnualCreditReport.com. Dispute any errors β they can hurt your score.
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Start Saving for Down Payment
Open a dedicated savings account. Even $100/month adds up. Ask about down payment assistance programs.
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Start Your Home Search
Work with your agent to find homes in your price range. Knowing your max price makes searching much easier.
π§ Get Your Results by Email
Send a full summary of your qualification results to your inbox β and a copy to your agent.